Loans for exactly what you need
A loan is a great option when you know exactly how much you want to borrow with a payment frequency that allows you to pay off your debt in a specified period of time..
Funds Upfont
Get what you need all at one time.
Flexible Repayment
We’ll help you create a repayment schedule with an amortization period that works for you.
Easy Application
Our fast and easy application tailored to help you get approved quickly
Borrow more with our lending options
| Auto Loan› | On-the-Spot RSP Loan› | CarryForward RSP Loan | Liquid Secured Loan› | Personal Loan› | |
|---|---|---|---|---|---|
| Is this for me? | If you need a loan to make a vehicle purchase (new or used) and want fixed payments | If you need a loan to take advantage of your unused RSP View Details contribution room.
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If you currently have eligible investments that you do not want to sell this is the loan for you | ||
| Maximum Principal Amount | Depends on the vehicle (new or used) | Up to your unused RSP contribution room for that year | Up to $50,000 | Depends on the investments | Typically, Up to $50,000 |
| Rate |
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| Other Details | Defer payments for up to 120 days (interest continues to accrue)
Must be paid back within the 1-year term |
Defer payments for up to 120 days(interest continues to accrue)
Must be paid back within the 1-10 year term choice |
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| Fees | A security registration fee (amount depends on province) | No fee | No fee | A security registration fee (amount depends on province) | No fee |